You actually have more options and leverage for negotiation than you realize.

Brian A.

I came to J. Whit at one of the lowest points in my life. My father was dying, the family home was upside-down, and my credit was in shambles. J. Whit and his team took a look at everything I was facing and immediately went to work. Every burden my family was facing financially and with our credit was carefully explained, worked on, and eventually alleviated. Today, we are all in a better position credit wise and financially thanks to J. Whit and his team.

Angela F.

Years ago, as a young adult, I didn’t think about the consequences of my spending habits or the consequences of keeping my credit in good standing. I accumulated debt and it eventually became overwhelming trying to figure out how I was going to pay my debt off. I had no savings and didn’t know where to start. I met with J. Whit one day, we sat down and pulled my credit report. We carefully reviewed my report and J. Whit recommended that I write down everyone on my credit report that I owed and the amount I owed them. After writing down everyone, and there was quite a few, he suggested I start by paying the smaller ones off first. As I paid the small amounts off, I started on the larger amounts. It took me quite some time to get everyone paid off, but I successfully did it and I’ve kept my credit in tact ever since.

Juan A.

Working with J. Whit on credit repair and debt negotiation was a game-changer in my journey to home ownership. His expertise not only helped negotiate an astounding reduction of nearly $80,000 in debt but also empowered me with invaluable financial insights. Within just seven months of partnering with J, his strategic guidance and profound understanding of the intricacies of credit and real estate ensured I secured the best deal for my new home. Jose’s unparalleled service comes highly recommended for anyone looking to navigate the complex world of credit and home purchasing with confidence and success!! Thanks for everything, J!!!

Hannah B.

It’s been a lifelong dream to purchase my own home. Getting my credit together to qualify was a very intimidating and scary thing. I had no idea what I was doing. J. Whit helped me to not only understand credit but clear up all of my missteps in the past. I expected it to take at least 2 years but I was able to purchase my own home in less than a year! I couldn’t have done it without J. Whit! He taught me to repair & maintain a great score in a very easy to understand, way. Whit made me feel comfortable and helped me, without any judgement. He is an honest, down to earth person and I can honestly say I trust him implicitly! I highly recommend J. Whit!

Jalen W.

Whit has been life changing for me since I graduated college. When I first got in credit troubles after moving across country, he helped me eliminate all my credit card debt. Then when I got laid off right after covid, he helped me get back on track and live a debt free life. Whit is someone I will continue to go to as I move through my adulthood; wouldn’t recommend anyone else.

How To Settle Your Own Debt

Gain Financial Freedom

Dealing with debt can be incredibly stressful for anyone. The experience of interacting with collection agencies or debt collectors can be even more daunting. The continuous phone calls and letters can take a toll on your mental well-being. Despite facing significant financial difficulties, remember that there are still choices available to you.

There are many things you can do to reduce your debt and stop the daily harassment. Addressing your debt and communicating with debt collectors directly is crucial.

Download the ebook now for $9.99

Are you tired of feeling suffocated by your debts, like you're drowning in a sea of financial stress?

I understand because I've been there too. The constant calls from creditors, the anxiety every time you check your bank balance—it's overwhelming. But there's hope. I've walked the same path you're on now, and I've come out on the other side. With my expertise in debt settlement and personal experience, I can guide you towards financial freedom. I've successfully settled my own debts and achieved a credit score of over 750, and I can help you do the same. Take the first step towards a brighter financial future today.

- J. Whit

Imagine the relief of finally being in control of your finances, of no longer feeling shackled by debt. Take the first step towards a brighter financial future today.