Angela F.
Years ago, as a young adult, I didn’t think about the consequences of my spending habits or the consequences of keeping my credit in good standing. I accumulated debt and it eventually became overwhelming trying to figure out how I was going to pay my debt off. I had no savings and didn’t know where to start. I met with J. Whit one day, we sat down and pulled my credit report. We carefully reviewed my report and J. Whit recommended that I write down everyone on my credit report that I owed and the amount I owed them. After writing down everyone, and there was quite a few, he suggested I start by paying the smaller ones off first. As I paid the small amounts off, I started on the larger amounts. It took me quite some time to get everyone paid off, but I successfully did it and I’ve kept my credit in tact ever since.